Michigan’s new auto-no fault law

works

Consumers are finally seeing relief from rising auto insurance premiums.

The historic auto no-fault reform package passed by the Legislature in 2019 made great strides in cracking down on fraud and abuse, reining in overcharging by medical providers and giving consumers a choice in the level of medical coverage included with their car insurance policy.

It’s critical for the Legislature to allow these reforms, which were passed with bipartisan support, to take effect so drivers can see how these changes will benefit them now and in the future.

Here’s Why it Works:

Cracking Down on Fraud and Abuse

Michigan’s new auto no-fault law gives law enforcement the tools and resources to go after the bad actors who game the system, costing families hundreds of dollars a year in additional premiums.

Reining in Overcharging by Medical Providers

For decades, medical providers have been charging as much as 10-times more for medical procedures to treat someone injured in a car accident significantly increasing costs for drivers. In July of 2021, a new fee schedule was implemented to stop this egregious overcharging.

Giving You a Choice

For the first time in nearly 50 years, Michigan drivers have a choice in the level of medical coverage included with their car insurance so they can pick a plan that that works for their budget.